Discovery Sunburst 7-person, 64 jet, Stereo Spa w/Stainless Steel Accented Jets, Digital Lighting, and Built-in Waterfall...This tub is selling at Costco for $4500...we are new to the hot tub shopping market and would appreciate any buying tips. Does this tub sound like a good deal?

Some other questions: What's the deal with circulation pumps? are they good or bad...we've read that although you consume less electricity you lose out on filtration...What's the deal with full foam insulation? We are in New York and want to be able to use the tub in the winter. What's a good tub height? Should we be concerned with anything else...what should we consider?
