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How can I tell if pump or motor is bad?
Use a volt meter, if the motor is getting the proper voltage but not running the motor is bad.
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Would this cause flo indication or do I still need to worry about heater pump?
FLO is the computer not getting the correct signal from the pressure switch, if it does not close a few seconds after the computer stars the motor, and open a few seconds after the computer turns off the pump motor, it declares a FLO error.
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Do I need the exact replacement or anything that matches those specs would be fine?
Usally anything close to what you have will work fine.
Jeff